Why Pre-Qualify?

Shopping for a mortgage? We'd be thrilled to discuss your mortgage needs! Give us a call today at 405-513-7700. Want to get started? Apply Now.

It is valuable to visit with a mortgage professional first, even if you haven't decided the sort of home to search for. What for? When you do not yet know how much house you want to qualify for, what could we help you with?

Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. This process takes you through your finances - your debt, income, career, and down payment money, among other things. We require a minimum amount of paperwork, with a quick process.

We'll award you a Pre-Qualification Letter after you qualify, which documents that we're confident you can qualify for a certain amount of mortgage dollars.

Pre-Qual Power

When you find a house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage will do several things. First, it helps you know the amount that you can offer. Being pre-qualified will also make your offer look even better to the home seller, like you were bringing them a suitcase of cash! They won't need to worry that they have been wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the sway of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. In this process, we look at your capacity to borrow - analyzing your employment, available money for down payment, debt, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

You can always use the calculators available on this site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. We can walk you through your pre-qualification letter. For another thing, we could locate a different mortgage option that is a better fit for you. Let us get you started: Contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.