Why Pre-Qualification is Important

Shopping for a mortgage loan? We'd be thrilled to discuss your mortgage needs! Call us at 405-513-7700. Ready to begin? Apply Here.

It's valuable to see a mortgage professional first, even if you haven't settled on what sort of home to search for. What for? If you don't know yet how much house you want to qualify for, how can we help?

Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. We achieve this by considering your income and debts, your employment and residence situations, your available funds for down payment, required reserves, and some other things. We ask for a minimum amount of paperwork, with a short,basic process.

We award you a Pre-Qualification Letter when you qualify, that says that we are confident you'll qualify for up to a specific amount of mortgage dollars.

Buying Clout

A number of advantages open to you after you find your next house, and have pre-qualification. The first is that you will know the amount you'll be able to afford when putting together your offer. Even more important to the current owner, your pre-qualification gives them confidence - as if you'd come into their house with a big box of cash to back up the offer! They need not worry that that they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to worry about. They have a virtual guarantee to trust your ability to back up your offer.

We can help you pre-qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. The process takes you through your finances - your debts, income, job, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

One-on-One

While you can benefit from our tools to calculate mortgage variables on this site, it is essential to sit down and talk with one of our mortgage professional team members. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your loan options and make sure you are in the best one. Contact us at 405-513-7700 to get started.

Have questions about pre-qualifying? Call us at 405-513-7700. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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