When to Speak to Your Mortgage Professional About Pre-Qualification

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It's helpful to consult your mortgage professional early — even before you've started researching neighborhoods. Why? How can we help before you have made an offer, and don't yet know how much you need to borrow?

Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through pre-qualifying. During the process, we calculate your ability to borrow - analyzing your employment, available money for down payment, existing debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

Once you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

With your pre-qualification letter, several advantages are yours once you find the home you want to put together an offer on. First, it lets you know the amount that you can offer. Even more important to the seller, your pre-qualification status gives them confidence - as if you'd entered their house with a bag of cash to make the offer! They will not need to be concerned they're wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You'll have the sway of a buyer ready to make the deal right now!

We will help you pre-qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. During this process, we determine your ability to borrow - reviewing your job, available money for down payment, existing debt, income, and other areas. We as for a minimum amount of paperwork, with a quick process.

Face to Face

It's vital for you to sit down and talk with us, even though you are free to also utilize the helpful mortgage loan calculator tools on this website. That way, we will help you get your pre-qualification letter. Then, we'll make sure we have the best mortgage loan program for your situation. We're eager to meet with you: contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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