Why Pre-Qualification is Important

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Even if you have not so much as picked out houses to view yet, it is important to see your mortgage professional early. What for? How can we help before you have made your offer, and do not know yet the amount you want to borrow?

Pre-Qualify

We will help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. In this process, we calculate your borrowing capacity - analyzing your job, money available for down payment, debt, income, and other areas. We will require a minimum amount of paperwork, with a short,basic process.

After you are considered eligible, we prove our confidence in your ability to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Holding your pre-qualification letter, several advantages fall at your feet once you find the house you want to put together an offer on. First, it lets you know how much you're able to offer. More important to the current home owner, your pre-qualification is like your having entered their house with a bag full of money ready to purchase the home! They will not have to worry that they have been wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can afford, and the loan amount you can qualify for. The process walks you through your finances - your debt, income, career, down payment money, among other things. We require a minimum amount of paperwork, with a quick process.

Face to Face

It's vital for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage loan calculators on this website. For one thing, you will need a Pre-Qualification Letter! Then, we will make sure we have the best mortgage program for your situation. We are waiting to meet with you: contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. Price Mortgage Group LLC answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.