The Importance of Pre-Qualifying

Shopping for a mortgage loan? We'd be thrilled to answer your questions about your mortgage needs! Call us at 405-513-7700. Want to get started? Apply Here.

It is helpful to see a mortgage loan pro early, even before you've decided the kind of house to search for. What for? Perhaps it is hard to understand how we could help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. We do this by analyzing your debts and income, your employment and residence circumstances, your funds available for a down payment, required reserves, and other considerations. It is a quick, thorough process with minimal risks for papercuts.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), that says that we are helping you to find the right mortgage loan program to fit your financial needs and that we are confident you'll qualify for a mortgage loan for up to a certain amount.

Power in the Pre-Qual

When you find a house that meets your needs, and you decide to put together an offer, being pre-qualified for a loan will do a couple of things. The first is that you can know the amount you will be able to afford when calculating your offer. More important to the seller, your pre-qualification is like your having entered their front door with a suitcase full of money to make the deal! They need not wonder if that they have been wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back up your offer.

We will help you pre-qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process takes you through your financial situation - your debt, income, career, cash available for down payment, among other things. It's short and basic; and we take pride in keeping the paperwork to a minimum.


You can always use the mortgage calculators on this site to calculate how much mortgage you'll be able to afford - but it's also essential to meet with one of our mortgage professionals. That way, we'll be able to help you get your pre-qualification letter. For another thing, we may locate a different mortgage program that is a better fit for you. We're waiting to hear from you: contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.