Why Pre-Qualification is Important

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It's helpful to consult your mortgage loan professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? Perhaps it's hard to fathom how we can help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. In this process, we look at your ability to borrow - looking at your earning status, available money for down payment, debt, income, and other areas. It is a short, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter when you qualify, that says that we're confident you'll qualify for up to a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Several beneifits open to you when you find your next house, and have achieved pre-qualification. The first is that you can know what you can afford when calculating the offer. Having pre-qualification can also make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They will not have to worry that that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. We do this by considering your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and some other things. We will require a minimum amount of paperwork, with a quick process.

Face to Face

While you are able to use our mortgage calculators on our website, it is essential to sit down and talk with us. We can work toward your pre-qualification letter. For another thing, we might find a different mortgage option that is a better fit for you. We are waiting to meet with you: contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. Price Mortgage Group LLC answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.