Why it's Important to Pre-Qualify

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It's valuable to bring in your mortgage loan professional as soon as possible — even before you've begun researching neighborhoods. What for? If you do not know yet how much home you want to qualify for, how could we help?

We Will Help You Pre-Qualify

Our mortgage professionals can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. In the process, we determine your borrowing capacity - looking at your job, available money for down payment, debt, income, and other areas. We ask for a minimum amount of paperwork, with a short,basic process.

After you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which says that we are helping you to find the ideal loan to fit your needs and that we're confident you'll qualify for a mortgage loan up to a certain amount.

Power in the Pre-Qual

A number of advantages open to you after you find your new house, and have pre-qualification. First, it lets you know the amount that you can offer. Even more important to the seller of the house, your pre-qualification letter gives them certainty - as if you had come into their house with a bag of cash to back up the offer! They won't have to worry that they're wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We can do this by reviewing your income and debts, your work and residence situations, the available funds for down payment, required reserves, and some other things. We require a minimum amount of paperwork, with a quick process.

One-on-One

You can always use the calculators available on our site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with one of our mortgage professionals. That way, we can help you get your pre-qualification letter. For another thing, we might find a different mortgage program that is a better fit for you. We're waiting to meet with you: contact us at 405-513-7700.

Have questions about pre-qualifying? Call us at 405-513-7700. Price Mortgage Group LLC answers pre-qualifying questions every day.

Basic Pre-Approval

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