Every home sale involves certain costs. Sellers and buyers usually share these closing costs, as the sales contract specifies.
Many of the closing costs associated with buying a home are associated with getting a mortgage. At Price Mortgage Group LLC, we are highly experienced in residential mortgage lending, so we can compile a comprehensive list of mortgage-related closing costs in your "Loan Estimate".
Buyers will get a "Loan Estimate" of closing costs at the time the loan application is submitted to the lender. The closing costs enumerated in the Loan Estimate are estimated based on our experience with mortgage loans, but costs usually vary a little bit between delivery of the LE and closing. We handle buyers' questions about closing costs every day at Price Mortgage Group LLC, so please be sure to ask if we can help answer your questions.
Below is a fairly general list of closing costs. We will provide a specific list of your closing costs when we provide your Loan Estimate.
Standard Closing Costs
Loan-related costs Points — These are costs you pay up-front to lower your mortgage interest rate (optional) Appraisal Costs Obtaining Your Credit Report Up-front Interest Payment Escrow Account Various Taxes
Recording Fees and Transfer Taxes Insurance
Private Mortgage Insurance (PMI) Title Insurance Flood / Earthquake Insurance
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