Every home sale involves costs. Sellers and buyers almost always split these closing costs, as the sales contract specifies.
As you'll see below, many of the buyer's costs are related to the costs of getting the loan. Since Price Mortgage Group LLC has extensive experience with mortgages and closings, we are closing cost experts.
Soon after you submit your application, we'll provide you with a "Loan Estimate" of your closing costs. The cost estimate comes out of our past experience. It's important to note that while our LEs are very accurate, we can't always estimate your costs to the penny. We handle buyers' questions about these costs every day at Price Mortgage Group LLC, so don't hesitate to ask if we can help answer your questions.
Below is a fairly generic list of costs for buying residential real estate. We will always provide a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs Loan-Related Costs Escrow Account Various TaxesLoan-related costs Points — A fee paid to lower your interest rate (optional) Appraisal Fee Getting Your Credit Report Up-front Interest Payment Property Taxes Recording Fees & Transfer Taxes Insurance Homeowners Insurance Flood / Quake Insurance if applicablePrivate Mortgage Insurance (PMI) Title Insurance
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