Closing Costs

"Closing Costs" are the fees that cover the various services involved in the sale of a house. Buyers & sellers almost always negotiate to determine who will pay different portions of these closing costs.

As you'll see below, many of the closing costs result from getting your mortgage loan. At Price Mortgage Group LLC, we are highly experienced in mortgage lending, so we can provide you with a comprehensive list of closing costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Buyers will receive a "Loan Estimate" of closing costs at the time the loan application is submitted to the lender. The closing costs specified in the LE are estimated based on our experience with mortgage loans, but costs often vary by small amounts between delivery of the LE and closing. We explain Loan Estimates with buyers almost every day, so we will be happy to answer the you have about closing costs.

Below you'll find a fairly general list of closing costs. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Interest Payment
  • Escrow Fees
  • Various Taxes
  • Loan-related costs
  • Points — These are costs you pay up-front to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
Property Taxes
  • Transfer Taxes and Recording Fees
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood or Earthquake Insurance
  • Private Mortgage Insurance (PMI)

At Price Mortgage Group LLC, we answer questions about closing costs every day. Call us: 405-513-7700.

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