"Closing Costs" are the fees that cover the various services involved in the sale of a house. Buyers and sellers usually negotiate the payment of these costs.
As you'll see below, many of the buyer's costs cover the costs of getting the mortgage loan. Since Price Mortgage Group LLC has extensive experience with mortgages & closings, we can help you understand your closing costs.
Soon after you submit your application, we'll give you the "Loan Estimate" of your costs. The closing costs enumerated in the Loan Estimate are estimated based on Price Mortgage Group LLC's experience with mortgage loans, but costs usually vary a little bit between delivery of the LE and closing. We will be glad to review the "Loan Estimate," answering questions and pointing out costs that can vary a little bit at closing.
Below you'll find a fairly general list of closing costs. We will always provide a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs
TaxesLoan-related costs Points — lower your mortgage interest rate (optional) Appraisal Fee Credit Report Up-front Interest Payment Escrow Fees
InsuranceRecording Fees and Transfer Taxes
Private Mortgage Insurance (PMI) Title Insurance Flood or Quake Insurance if applicable
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